Is there a good app for track credit-card spending?
Poorly Executed: 18 apps already serve this, and 29 data points mined from real user reviews across 2 sources show where they fall short. The right features exist but the execution is buggy, dated, or painful. Out-execute it.
Data refreshed July 20, 2026 · scores recompute weekly as new reviews are mined, so re-check before you build.
What users complain about
The most common complaints behind apps that try to track credit-card spending, mined and clustered from real reviews:
| Complaint area | Type | Mentions | What a user said |
|---|---|---|---|
| credit-card management | missing-feature | 2 | deveria ter controle dos cartões de créditos, lançamentos futuros |
| credit & credit-card tracking | missing-feature | 1 | когда появится возможность вести удобно кредиты и кредитные карты: с лимитами, остатками, процентами |
| credit-card transactions in budget | missing-feature | 1 | Missing piece is allowing credit card transactions to be categorized in the budget |
| separate credit-card expense tracking page | missing-feature | 1 | track/categorize my credit card expenses (which show up in next month’s statement) and I wish I could have a separate “page” for this |
| credit-card cashback voucher tracking | missing-feature | 1 | To add cash back voucher against our credit card |
| link credit-card payments to checking for balance forecast | missing-feature | 1 | vincular a conta corrente que vai pagar o cartão de crédito |
| credit-card expenses not displayed | bug | 1 | не поняла, почему не выходят расходы на кредитку |
| more identifying info on card transactions for fraud check | missing-feature | 1 | I wish there was more identifying information on credit card purchases so I could verify if there’s been fraud |
| confusing for credit-card-heavy users | ux | 1 | I find this app hard to understand. Possibly because I use my credit card for most transactions |
| credit card payments counted as income | bug | 1 | it would count payments to the company as income instead of payments |
| view credit-card back (unlike debit card) | missing-feature | 1 | nous ne pouvons toujours pas voir l'arrière de la carte de crédit !... contrairement à la carte de débit |
| credit card payment tracking gets out of sync | reliability | 1 | how easy it is for the credit card payment system to get off. This is the only part that gives me a headache |
Apps that already serve this
| App | Rating | Ratings | Price |
|---|---|---|---|
| Credit Card Tracker: CardStack | 4.5 | 24 | Free |
| Spending Tracker | 4.8 | 19,294 | Free |
| Flowy: Spending Tracker | 5.0 | 1 | $0.99 |
| CardPointers for Credit Cards | 4.7 | 9,820 | Free |
| My Wallets - Finance Tracking | 3.5 | 6 | $1.99 |
| Account Tracker Pro | 4.8 | 98 | $4.99 |
| Intentional Spending | 0.0 | 0 | $2.99 |
| The Checkbook | 4.8 | 945 | $4.99 |
Should you build it?
The right features exist but the execution is buggy, dated, or painful. Out-execute it. Opportunity here scores 61 out of 100 — a function of demand, how crowded the field is, and how badly the existing apps perform. Use the live map to compare it against adjacent tasks.
Who has tried building this
6 attempts, several from one author, none above 30 stars — thin niche tooling with no breakout or real traction.
| Project | Status | Stars | Stack |
|---|---|---|---|
| hosanxiv/kiasumiles | active | 30 | Python |
| canjelica/churnNburn | stale | 5 | Python |
| braynm/kachingko-api | active | 4 | Elixir |
| onimur/android-munote | stale | 4 | Java |
| braynm/kachingko-web | active | 3 | TypeScript |
| braynm/kachingko | active | 2 |
Open-source projects that attempted this task — active ones show today's bar; abandoned ones are a signal to validate why earlier attempts died.
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